YEARLY HIGH
4.8551 AFN
YEARLY LOW
3.1045 AFN
YEARLY AVERAGE
3.4595 AFN

2021 HNL to AFN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to AFN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 4.8551. Conversely, the yearly low was recorded on January 6, dropping to 3.1045.

This high-to-low spread represents a total annual volatility of 1.7505 AFN. From a start-to-finish perspective, comparing the January average rate of 3.1892 to the December average rate of 4.1965, the exchange rate registered a net change of 31.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 4.8551 was up 51.93% compared to the 2020 peak of 3.1956, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 24,275 AFN
2020 Average 15,535 AFN
Yearly Trough Low 15,523 AFN
Transaction Impact: A difference of 8,752.62 AFN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

4.2972
3.0885
JanuMarcMayJulySeptNove

HNL to AFN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 3.2176, compared to 3.7013 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.4837 points.

H1 Avg (JanтАУJun) 3.2176
H2 Avg (JulтАУDec) 3.7013

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.8806 AFN (High: 4.8551 / Low: 3.9744). On the other end, March was the most stable month, with a tight range of 0.0595 AFN (High: 3.2402 / Low: 3.1807).

December Spread (Volatile) ┬▒0.8806
March Spread (Stable) ┬▒0.0595

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.
Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 4.1965) against the same month in 2020 (average: 3.1790), the exchange rate shifted by +1.0175 (+32.01%).

2021 Avg (December) 4.1965
2020 Avg (December) 3.1790

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 3.2437 3.1045 3.1892
February 3.2523 3.1730 3.1897
March 3.2402 3.1807 3.1995
April 3.2629 3.2014 3.2263
May 3.2670 3.2050 3.2292
June 3.3251 3.2546 3.2717
July 3.4364 3.3090 3.3507
August 3.6319 3.3348 3.4956
September 3.7205 3.5206 3.5976
October 3.7650 3.6883 3.7292
November 3.9820 3.7353 3.8386
December 4.8551 3.9744 4.1965