2021 HNL to ALL Historical Review

YEARLY HIGH

4.4837 ALL

YEARLY LOW

4.0328 ALL

YEARLY AVERAGE

4.2956 ALL

2021 HNL to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on November 25, valuing the pair at 4.4837. Conversely, the yearly low was recorded on January 6, dropping to 4.0328.

This high-to-low spread represents a total annual volatility of 0.4509 ALL. From a start-to-finish perspective, comparing the January average rate of 4.1867 to the December average rate of 4.4018, the exchange rate registered a net change of 5.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 4.4837 was down 12.06% compared to the 2020 peak of 5.0986, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 22,419 ALL

2020 Average 21,940 ALL

Yearly Trough Low 20,164 ALL

Transaction Impact: A difference of 2,254.48 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

4.4539

4.1624

JanuMarcMayJulySeptNove

HNL to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.2353, compared to 4.3559 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1206 points.

H1 Avg (Jan–Jun) 4.2353

H2 Avg (Jul–Dec) 4.3559

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.2101 ALL (High: 4.2429 / Low: 4.0328). On the other end, October was the most stable month, with a tight range of 0.0540 ALL (High: 4.3677 / Low: 4.3138).

January Spread (Volatile) ±0.2101

October Spread (Stable) ±0.0540

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0708 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0708

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 4.4296) against the same month in 2020 (average: 4.2833), the exchange rate shifted by +0.1463 (+3.42%).

2021 Avg (November) 4.4296

2020 Avg (November) 4.2833

मासिक विश्लेषण

प्रत्येक कॅलेंडर महिन्यासाठी सांख्यिकीय सारांश.

Month	High	Low	Average
January	4.2429	4.0328	4.1867
February	4.2570	4.1823	4.2181
March	4.3544	4.2154	4.2810
April	4.3580	4.2081	4.2781
May	4.2538	4.1705	4.2073
June	4.3180	4.1819	4.2407
July	4.3792	4.3025	4.3326
August	4.3917	4.2796	4.3439
September	4.3472	4.2487	4.2854
October	4.3677	4.3138	4.3424
November	4.4837	4.3796	4.4296
December	4.4554	4.3547	4.4018

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