YEARLY HIGH
3.5855 BDT
YEARLY LOW
3.4053 BDT
YEARLY AVERAGE
3.5290 BDT

2021 HNL to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on August 27, valuing the pair at 3.5855. Conversely, the yearly low was recorded on January 6, dropping to 3.4053.

This high-to-low spread represents a total annual volatility of 0.1802 BDT. From a start-to-finish perspective, comparing the January average rate of 3.4982 to the December average rate of 3.5328, the exchange rate registered a net change of 0.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 3.5855 was up 2.09% compared to the 2020 peak of 3.5121, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 17,928 BDT
2020 Average 17,152 BDT
Yearly Trough Low 17,027 BDT
Transaction Impact: A difference of 900.86 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

3.5813
3.4897
JanuMarcMayJulySeptNove

HNL to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 3.5094, compared to 3.5487 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0393 points.

H1 Avg (JanтАУJun) 3.5094
H2 Avg (JulтАУDec) 3.5487

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.1172 BDT (High: 3.5225 / Low: 3.4053). On the other end, November was the most stable month, with a tight range of 0.0170 BDT (High: 3.5616 / Low: 3.5446).

January Spread (Volatile) ┬▒0.1172
November Spread (Stable) ┬▒0.0170

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0345 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0345

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 3.5736) against the same month in 2020 (average: 3.4307), the exchange rate shifted by +0.1430 (+4.17%).

2021 Avg (August) 3.5736
2020 Avg (August) 3.4307

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

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Month High Low Average
January 3.5225 3.4053 3.4982
February 3.5204 3.4801 3.4974
March 3.5165 3.4807 3.4997
April 3.5355 3.5032 3.5175
May 3.5321 3.5080 3.5186
June 3.5484 3.5122 3.5250
July 3.5785 3.5270 3.5515
August 3.5855 3.5422 3.5736
September 3.5685 3.5182 3.5392
October 3.5643 3.5330 3.5441
November 3.5616 3.5446 3.5508
December 3.5529 3.5132 3.5328