2021 HNL to BIF Historical Review

YEARLY HIGH

83.6222 BIF

YEARLY LOW

78.0426 BIF

YEARLY AVERAGE

81.9027 BIF

2021 HNL to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 2, valuing the pair at 83.6222. Conversely, the yearly low was recorded on January 6, dropping to 78.0426.

This high-to-low spread represents a total annual volatility of 5.5795 BIF. From a start-to-finish perspective, comparing the January average rate of 80.2952 to the December average rate of 82.2646, the exchange rate registered a net change of 2.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 83.6222 was up 4.09% compared to the 2020 peak of 80.3392, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 418,111 BIF

2020 Average 387,034 BIF

Yearly Trough Low 390,213 BIF

Transaction Impact: A difference of 27,897.64 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

83.7186

79.9840

JanuMarcMayJulySeptNove

HNL to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 81.1067, compared to 82.6988 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.5921 points.

H1 Avg (Jan–Jun) 81.1067

H2 Avg (Jul–Dec) 82.6988

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 2.6823 BIF (High: 80.7249 / Low: 78.0426). On the other end, November was the most stable month, with a tight range of 0.2321 BIF (High: 82.6132 / Low: 82.3811).

January Spread (Volatile) ±2.6823

November Spread (Stable) ±0.2321

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.8836 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.8836

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 83.4074) against the same month in 2020 (average: 78.0049), the exchange rate shifted by +5.4024 (+6.93%).

2021 Avg (August) 83.4074

2020 Avg (August) 78.0049

मासिक विश्लेषण

प्रत्येक कॅलेंडर महिन्यासाठी सांख्यिकीय सारांश.

Month	High	Low	Average
January	80.7249	78.0426	80.2952
February	80.9970	80.0423	80.4701
March	81.3665	80.2659	80.7607
April	81.5789	80.6462	81.1158
May	82.2921	81.0086	81.7344
June	82.8298	81.9502	82.2639
July	83.5274	82.4158	83.0119
August	83.6222	82.8563	83.4074
September	83.1300	82.1581	82.5238
October	82.7201	82.2434	82.4741
November	82.6132	82.3811	82.5106
December	82.7099	81.7972	82.2646

२०२५ भारतीय रुपया ते ब्रिटिश पाउंड ऐतिहासिक आढावा