YEARLY HIGH
84.0167 CDF
YEARLY LOW
79.1785 CDF
YEARLY AVERAGE
82.5972 CDF

2021 HNL to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 2, valuing the pair at 84.0167. Conversely, the yearly low was recorded on January 6, dropping to 79.1785.

This high-to-low spread represents a total annual volatility of 4.8381 CDF. From a start-to-finish perspective, comparing the January average rate of 81.4024 to the December average rate of 82.3824, the exchange rate registered a net change of 1.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 84.0167 was up 2.87% compared to the 2020 peak of 81.6744, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 420,083 CDF
2020 Average 374,249 CDF
Yearly Trough Low 395,893 CDF
Transaction Impact: A difference of 24,190.64 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

83.8166
81.1829
JanuMarcMayJulySeptNove

HNL to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 82.2375, compared to 82.9570 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.7195 points.

H1 Avg (JanтАУJun) 82.2375
H2 Avg (JulтАУDec) 82.9570

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 2.9482 CDF (High: 82.1268 / Low: 79.1785). On the other end, November was the most stable month, with a tight range of 0.4132 CDF (High: 83.1308 / Low: 82.7176).

January Spread (Volatile) ┬▒2.9482
November Spread (Stable) ┬▒0.4132

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.9692 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.9692

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 83.5972) against the same month in 2020 (average: 79.4148), the exchange rate shifted by +4.1824 (+5.27%).

2021 Avg (August) 83.5972
2020 Avg (August) 79.4148

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

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Month High Low Average
January 82.1268 79.1785 81.4024
February 82.5133 81.2783 81.7005
March 82.6501 81.2298 82.1021
April 82.8719 82.3465 82.5993
May 83.1866 82.6323 82.8390
June 83.2986 82.2554 82.7814
July 83.9813 82.6444 83.4438
August 84.0167 83.1769 83.5972
September 83.1958 82.1534 82.6279
October 83.2301 82.1412 82.7173
November 83.1308 82.7176 82.9734
December 82.9521 81.9281 82.3824