2021 HNL to GEL Historical Review

YEARLY HIGH

0.1440 GEL

YEARLY LOW

0.1260 GEL

YEARLY AVERAGE

0.1335 GEL

2021 HNL to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 24, valuing the pair at 0.1440. Conversely, the yearly low was recorded on December 26, dropping to 0.1260.

This high-to-low spread represents a total annual volatility of 0.0180 GEL. From a start-to-finish perspective, comparing the January average rate of 0.1362 to the December average rate of 0.1275, the exchange rate registered a net change of -6.38% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1440 was up 3.39% compared to the 2020 peak of 0.1392, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 720 GEL

2020 Average 630 GEL

Yearly Trough Low 630 GEL

Transaction Impact: A difference of 89.87 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1441

0.1260

JanuMarcMayJulySeptNove

HNL to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1374, compared to 0.1295 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0079 points.

H1 Avg (Jan–Jun) 0.1374

H2 Avg (Jul–Dec) 0.1295

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.0082 GEL (High: 0.1434 / Low: 0.1352). On the other end, September was the most stable month, with a tight range of 0.0020 GEL (High: 0.1302 / Low: 0.1282).

May Spread (Volatile) ±0.0082

September Spread (Stable) ±0.0020

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0089 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0089

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.1426) against the same month in 2020 (average: 0.1278), the exchange rate shifted by +0.0148 (+11.61%).

2021 Avg (April) 0.1426

2020 Avg (April) 0.1278

मासिक विश्लेषण

प्रत्येक कॅलेंडर महिन्यासाठी सांख्यिकीय सारांश.

Month	High	Low	Average
January	0.1373	0.1330	0.1362
February	0.1385	0.1354	0.1367
March	0.1412	0.1366	0.1378
April	0.1440	0.1415	0.1426
May	0.1434	0.1352	0.1400
June	0.1353	0.1288	0.1311
July	0.1326	0.1287	0.1307
August	0.1311	0.1288	0.1304
September	0.1302	0.1282	0.1290
October	0.1307	0.1286	0.1297
November	0.1310	0.1280	0.1298
December	0.1294	0.1260	0.1275

२०२५ भारतीय रुपया ते ब्रिटिश पाउंड ऐतिहासिक आढावा