2021 HNL to HKD Historical Review

YEARLY HIGH

0.3285 HKD

YEARLY LOW

0.3116 HKD

YEARLY AVERAGE

0.3224 HKD

2021 HNL to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 21, valuing the pair at 0.3285. Conversely, the yearly low was recorded on January 6, dropping to 0.3116.

This high-to-low spread represents a total annual volatility of 0.0169 HKD. From a start-to-finish perspective, comparing the January average rate of 0.3198 to the December average rate of 0.3212, the exchange rate registered a net change of 0.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3285 was up 2.33% compared to the 2020 peak of 0.3210, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,643 HKD

2020 Average 1,568 HKD

Yearly Trough Low 1,558 HKD

Transaction Impact: A difference of 84.61 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3280

0.3190

JanuMarcMayJulySeptNove

HNL to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3213, compared to 0.3235 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0022 points.

H1 Avg (Jan–Jun) 0.3213

H2 Avg (Jul–Dec) 0.3235

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0105 HKD (High: 0.3221 / Low: 0.3116). On the other end, November was the most stable month, with a tight range of 0.0017 HKD (High: 0.3235 / Low: 0.3218).

January Spread (Volatile) ±0.0105

November Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0044 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0044

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 0.3273) against the same month in 2020 (average: 0.3135), the exchange rate shifted by +0.0138 (+4.39%).

2021 Avg (August) 0.3273

2020 Avg (August) 0.3135

मासिक विश्लेषण

प्रत्येक कॅलेंडर महिन्यासाठी सांख्यिकीय सारांश.

Month	High	Low	Average
January	0.3221	0.3116	0.3198
February	0.3221	0.3185	0.3198
March	0.3231	0.3188	0.3207
April	0.3238	0.3215	0.3226
May	0.3252	0.3216	0.3223
June	0.3248	0.3218	0.3227
July	0.3277	0.3236	0.3255
August	0.3285	0.3247	0.3273
September	0.3257	0.3213	0.3229
October	0.3237	0.3211	0.3220
November	0.3235	0.3218	0.3225
December	0.3230	0.3192	0.3212

२०२५ भारतीय रुपया ते ब्रिटिश पाउंड ऐतिहासिक आढावा