2021 HNL to JMD Historical Review

YEARLY HIGH

6.5365 JMD

YEARLY LOW

5.7049 JMD

YEARLY AVERAGE

6.2486 JMD

2021 HNL to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 30, valuing the pair at 6.5365. Conversely, the yearly low was recorded on January 6, dropping to 5.7049.

This high-to-low spread represents a total annual volatility of 0.8316 JMD. From a start-to-finish perspective, comparing the January average rate of 5.9470 to the December average rate of 6.3578, the exchange rate registered a net change of 6.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 6.5365 was up 7.03% compared to the 2020 peak of 6.1071, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 32,683 JMD

2020 Average 28,702 JMD

Yearly Trough Low 28,524 JMD

Transaction Impact: A difference of 4,158.16 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

6.5227

5.8947

JanuMarcMayJulySeptNove

HNL to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.1498, compared to 6.3475 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1978 points.

H1 Avg (Jan–Jun) 6.1498

H2 Avg (Jul–Dec) 6.3475

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.3760 JMD (High: 6.0808 / Low: 5.7049). On the other end, November was the most stable month, with a tight range of 0.0792 JMD (High: 6.4746 / Low: 6.3954).

January Spread (Volatile) ±0.3760

November Spread (Stable) ±0.0792

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.2710 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2710

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2021: 6.4012) against the same month in 2020 (average: 5.7535), the exchange rate shifted by +0.6476 (+11.26%).

2021 Avg (July) 6.4012

2020 Avg (July) 5.7535

मासिक विश्लेषण

प्रत्येक कॅलेंडर महिन्यासाठी सांख्यिकीय सारांश.

Month	High	Low	Average
January	6.0808	5.7049	5.9470
February	6.2817	6.0476	6.1792
March	6.2109	6.0137	6.0890
April	6.3816	6.0456	6.2085
May	6.3869	6.1765	6.2557
June	6.2772	6.1545	6.2191
July	6.5365	6.2377	6.4012
August	6.5365	6.3429	6.4703
September	6.3407	6.1042	6.1993
October	6.3909	6.0557	6.2220
November	6.4746	6.3954	6.4345
December	6.4424	6.2930	6.3578

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