YEARLY HIGH
49.7299 KRW
YEARLY LOW
43.7226 KRW
YEARLY AVERAGE
47.4875 KRW

2021 HNL to KRW Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to KRW exchange rate experienced significant fluctuation. The market reached its absolute peak on November 8, valuing the pair at 49.7299. Conversely, the yearly low was recorded on January 6, dropping to 43.7226.

This high-to-low spread represents a total annual volatility of 6.0072 KRW. From a start-to-finish perspective, comparing the January average rate of 45.3638 to the December average rate of 48.7740, the exchange rate registered a net change of 7.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 49.7299 was down 1.84% compared to the 2020 peak of 50.6606, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 248,649 KRW
2020 Average 238,353 KRW
Yearly Trough Low 218,613 KRW
Transaction Impact: A difference of 30,036.20 KRW purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

49.4782
44.9897
JanuMarcMayJulySeptNove

HNL to KRW Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 46.2707, compared to 48.7043 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 2.4336 points.

H1 Avg (JanтАУJun) 46.2707
H2 Avg (JulтАУDec) 48.7043

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 2.7399 KRW (High: 46.4625 / Low: 43.7226). On the other end, December was the most stable month, with a tight range of 0.5387 KRW (High: 49.0689 / Low: 48.5302).

January Spread (Volatile) ┬▒2.7399
December Spread (Stable) ┬▒0.5387

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.3302 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.3302

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 49.1042) against the same month in 2020 (average: 45.6935), the exchange rate shifted by +3.4107 (+7.46%).

2021 Avg (November) 49.1042
2020 Avg (November) 45.6935

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 46.4625 43.7226 45.3638
February 46.7126 45.3913 45.8728
March 47.2965 45.4161 46.6848
April 46.8368 45.9257 46.4498
May 47.2048 46.1059 46.5659
June 47.3260 46.0029 46.6870
July 48.5935 47.1154 47.9459
August 49.5944 47.7314 48.7960
September 49.2734 48.2291 48.6723
October 49.6917 48.3501 48.9335
November 49.7299 48.7344 49.1042
December 49.0689 48.5302 48.7740