2021 HNL to NIO Historical Review

YEARLY HIGH

1.4802 NIO

YEARLY LOW

1.4016 NIO

YEARLY AVERAGE

1.4558 NIO

2021 HNL to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on August 10, valuing the pair at 1.4802. Conversely, the yearly low was recorded on January 6, dropping to 1.4016.

This high-to-low spread represents a total annual volatility of 0.0786 NIO. From a start-to-finish perspective, comparing the January average rate of 1.4416 to the December average rate of 1.4550, the exchange rate registered a net change of 0.93% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.4802 was up 2.54% compared to the 2020 peak of 1.4435, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 7,401 NIO

2020 Average 6,955 NIO

Yearly Trough Low 7,008 NIO

Transaction Impact: A difference of 393.05 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.4802

1.4380

JanuMarcMayJulySeptNove

HNL to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4496, compared to 1.4620 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0125 points.

H1 Avg (Jan–Jun) 1.4496

H2 Avg (Jul–Dec) 1.4620

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0488 NIO (High: 1.4504 / Low: 1.4016). On the other end, November was the most stable month, with a tight range of 0.0050 NIO (High: 1.4612 / Low: 1.4563).

January Spread (Volatile) ±0.0488

November Spread (Stable) ±0.0050

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0185 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0185

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 1.4766) against the same month in 2020 (average: 1.4062), the exchange rate shifted by +0.0705 (+5.01%).

2021 Avg (August) 1.4766

2020 Avg (August) 1.4062

मासिक विश्लेषण

प्रत्येक कॅलेंडर महिन्यासाठी सांख्यिकीय सारांश.

Month	High	Low	Average
January	1.4504	1.4016	1.4416
February	1.4489	1.4266	1.4415
March	1.4534	1.4386	1.4461
April	1.4668	1.4448	1.4523
May	1.4671	1.4522	1.4566
June	1.4700	1.4498	1.4593
July	1.4799	1.4533	1.4674
August	1.4802	1.4685	1.4766
September	1.4707	1.4496	1.4582
October	1.4628	1.4510	1.4568
November	1.4612	1.4563	1.4581
December	1.4641	1.4493	1.4550

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