YEARLY HIGH
0.8978 SCR
YEARLY LOW
0.5267 SCR
YEARLY AVERAGE
0.6702 SCR

2021 HNL to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.8978. Conversely, the yearly low was recorded on December 10, dropping to 0.5267.

This high-to-low spread represents a total annual volatility of 0.3712 SCR. From a start-to-finish perspective, comparing the January average rate of 0.8757 to the December average rate of 0.5548, the exchange rate registered a net change of -36.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.8978 was up 2.27% compared to the 2020 peak of 0.8779, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 4,489 SCR
2020 Average 3,473 SCR
Yearly Trough Low 2,633 SCR
Transaction Impact: A difference of 1,855.77 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.9088
0.5117
JanuMarcMayJulySeptNove

HNL to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.7690, compared to 0.5714 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.1976 points.

H1 Avg (JanтАУJun) 0.7690
H2 Avg (JulтАУDec) 0.5714

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.2851 SCR (High: 0.8620 / Low: 0.5769). On the other end, February was the most stable month, with a tight range of 0.0332 SCR (High: 0.8893 / Low: 0.8561).

April Spread (Volatile) ┬▒0.2851
February Spread (Stable) ┬▒0.0332

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1859 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.1859

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.8757) against the same month in 2020 (average: 0.5513), the exchange rate shifted by +0.3244 (+58.85%).

2021 Avg (January) 0.8757
2020 Avg (January) 0.5513

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 0.8978 0.8522 0.8757
February 0.8893 0.8561 0.8734
March 0.8840 0.8445 0.8743
April 0.8620 0.5769 0.6883
May 0.6851 0.6132 0.6544
June 0.6884 0.6095 0.6480
July 0.6837 0.5617 0.6197
August 0.6471 0.5366 0.5776
September 0.5815 0.5283 0.5448
October 0.6182 0.5297 0.5722
November 0.6193 0.5289 0.5592
December 0.6201 0.5267 0.5548