2021 HNL to TOP Historical Review

YEARLY HIGH

0.0963 TOP

YEARLY LOW

0.0910 TOP

YEARLY AVERAGE

0.0940 TOP

2021 HNL to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on August 22, valuing the pair at 0.0963. Conversely, the yearly low was recorded on January 6, dropping to 0.0910.

This high-to-low spread represents a total annual volatility of 0.0053 TOP. From a start-to-finish perspective, comparing the January average rate of 0.0941 to the December average rate of 0.0941, the exchange rate registered a net change of -0.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0963 was down 0.06% compared to the 2020 peak of 0.0964, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 481 TOP

2020 Average 465 TOP

Yearly Trough Low 455 TOP

Transaction Impact: A difference of 26.29 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0954

0.0927

JanuMarcMayJulySeptNove

HNL to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0940, compared to 0.0940 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0940

H2 Avg (Jul–Dec) 0.0940

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0044 TOP (High: 0.0954 / Low: 0.0910). On the other end, February was the most stable month, with a tight range of 0.0013 TOP (High: 0.0954 / Low: 0.0941).

January Spread (Volatile) ±0.0044

February Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0017 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0017

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 0.0952) against the same month in 2020 (average: 0.0922), the exchange rate shifted by +0.0029 (+3.18%).

2021 Avg (August) 0.0952

2020 Avg (August) 0.0922

मासिक विश्लेषण

प्रत्येक कॅलेंडर महिन्यासाठी सांख्यिकीय सारांश.

Month	High	Low	Average
January	0.0954	0.0910	0.0941
February	0.0954	0.0941	0.0947
March	0.0951	0.0931	0.0942
April	0.0953	0.0936	0.0945
May	0.0946	0.0927	0.0935
June	0.0941	0.0921	0.0929
July	0.0954	0.0938	0.0946
August	0.0963	0.0942	0.0952
September	0.0944	0.0929	0.0935
October	0.0941	0.0924	0.0933
November	0.0946	0.0925	0.0935
December	0.0950	0.0931	0.0941

२०२५ भारतीय रुपया ते ब्रिटिश पाउंड ऐतिहासिक आढावा