YEARLY HIGH
10.5750 YER
YEARLY LOW
10.0631 YER
YEARLY AVERAGE
10.3841 YER

2021 HNL to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on August 21, valuing the pair at 10.5750. Conversely, the yearly low was recorded on January 6, dropping to 10.0631.

This high-to-low spread represents a total annual volatility of 0.5119 YER. From a start-to-finish perspective, comparing the January average rate of 10.3274 to the December average rate of 10.3050, the exchange rate registered a net change of -0.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 10.5750 was up 2.03% compared to the 2020 peak of 10.3644, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 52,875 YER
2020 Average 50,607 YER
Yearly Trough Low 50,315 YER
Transaction Impact: A difference of 2,559.48 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

10.5465
10.2831
JanuMarcMayJulySeptNove

HNL to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 10.3621, compared to 10.4061 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0440 points.

H1 Avg (JanтАУJun) 10.3621
H2 Avg (JulтАУDec) 10.4061

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.3392 YER (High: 10.4023 / Low: 10.0631). On the other end, November was the most stable month, with a tight range of 0.0388 YER (High: 10.3840 / Low: 10.3452).

January Spread (Volatile) ┬▒0.3392
November Spread (Stable) ┬▒0.0388

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.1156 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1156

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 10.5245) against the same month in 2020 (average: 10.1259), the exchange rate shifted by +0.3986 (+3.94%).

2021 Avg (August) 10.5245
2020 Avg (August) 10.1259

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Month High Low Average
January 10.4023 10.0631 10.3274
February 10.3983 10.2876 10.3286
March 10.4205 10.2813 10.3414
April 10.4496 10.3696 10.3947
May 10.4853 10.3540 10.3827
June 10.4668 10.3669 10.3977
July 10.5486 10.4250 10.4809
August 10.5750 10.4380 10.5245
September 10.5061 10.3550 10.4089
October 10.4078 10.3302 10.3588
November 10.3840 10.3452 10.3585
December 10.3679 10.2450 10.3050