YEARLY HIGH
0.2928 ANG
YEARLY LOW
0.2684 ANG
YEARLY AVERAGE
0.2823 ANG

2021 HRK to ANG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to ANG exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.2928. Conversely, the yearly low was recorded on November 24, dropping to 0.2684.

This high-to-low spread represents a total annual volatility of 0.0244 ANG. From a start-to-finish perspective, comparing the January average rate of 0.2890 to the December average rate of 0.2709, the exchange rate registered a net change of -6.26% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2928 was up 0.10% compared to the 2020 peak of 0.2925, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,464 ANG
2020 Average 1,346 ANG
Yearly Trough Low 1,342 ANG
Transaction Impact: A difference of 122.01 ANG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2917
0.2690
JanuMarcMayJulySeptNove

HRK to ANG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.2865, compared to 0.2781 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.0084 points.

H1 Avg (JanтАУJun) 0.2865
H2 Avg (JulтАУDec) 0.2781

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0100 ANG (High: 0.2784 / Low: 0.2684). On the other end, December was the most stable month, with a tight range of 0.0033 ANG (High: 0.2727 / Low: 0.2694).

November Spread (Volatile) ┬▒0.0100
December Spread (Stable) ┬▒0.0033

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0053 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0053

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.2890) against the same month in 2020 (average: 0.2485), the exchange rate shifted by +0.0405 (+16.28%).

2021 Avg (January) 0.2890
2020 Avg (January) 0.2485

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 0.2928 0.2870 0.2890
February 0.2884 0.2835 0.2867
March 0.2863 0.2780 0.2817
April 0.2881 0.2783 0.2836
May 0.2925 0.2858 0.2898
June 0.2921 0.2839 0.2882
July 0.2845 0.2801 0.2829
August 0.2843 0.2796 0.2818
September 0.2848 0.2773 0.2819
October 0.2801 0.2754 0.2775
November 0.2784 0.2684 0.2733
December 0.2727 0.2694 0.2709