YEARLY HIGH
0.3288 BZD
YEARLY LOW
0.3001 BZD
YEARLY AVERAGE
0.3167 BZD

2021 HRK to BZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to BZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.3288. Conversely, the yearly low was recorded on November 24, dropping to 0.3001.

This high-to-low spread represents a total annual volatility of 0.0286 BZD. From a start-to-finish perspective, comparing the January average rate of 0.3245 to the December average rate of 0.3030, the exchange rate registered a net change of -6.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3288 was up 0.10% compared to the 2020 peak of 0.3284, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,644 BZD
2020 Average 1,526 BZD
Yearly Trough Low 1,501 BZD
Transaction Impact: A difference of 143.03 BZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3277
0.3008
JanuMarcMayJulySeptNove

HRK to BZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.3217, compared to 0.3117 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.0100 points.

H1 Avg (JanтАУJun) 0.3217
H2 Avg (JulтАУDec) 0.3117

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0112 BZD (High: 0.3113 / Low: 0.3001). On the other end, December was the most stable month, with a tight range of 0.0037 BZD (High: 0.3050 / Low: 0.3014).

November Spread (Volatile) ┬▒0.0112
December Spread (Stable) ┬▒0.0037

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0060 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0060

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.3245) against the same month in 2020 (average: 0.3007), the exchange rate shifted by +0.0239 (+7.94%).

2021 Avg (January) 0.3245
2020 Avg (January) 0.3007

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 0.3288 0.3223 0.3245
February 0.3239 0.3184 0.3219
March 0.3215 0.3121 0.3163
April 0.3235 0.3125 0.3184
May 0.3285 0.3209 0.3254
June 0.3280 0.3188 0.3236
July 0.3195 0.3146 0.3176
August 0.3193 0.3140 0.3165
September 0.3198 0.3114 0.3166
October 0.3133 0.3093 0.3112
November 0.3113 0.3001 0.3056
December 0.3050 0.3014 0.3030