2021 HRK to GHS Historical Review

YEARLY HIGH

0.9614 GHS

YEARLY LOW

0.8935 GHS

YEARLY AVERAGE

0.9303 GHS

2021 HRK to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on September 6, valuing the pair at 0.9614. Conversely, the yearly low was recorded on March 27, dropping to 0.8935.

This high-to-low spread represents a total annual volatility of 0.0678 GHS. From a start-to-finish perspective, comparing the January average rate of 0.9419 to the December average rate of 0.9233, the exchange rate registered a net change of -1.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.9614 was up 0.03% compared to the 2020 peak of 0.9611, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 4,807 GHS

2020 Average 4,345 GHS

Yearly Trough Low 4,468 GHS

Transaction Impact: A difference of 339.23 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.9521

0.8969

JanuMarcMayJulySeptNove

HRK to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9245, compared to 0.9362 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0117 points.

H1 Avg (Jan–Jun) 0.9245

H2 Avg (Jul–Dec) 0.9362

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0319 GHS (High: 0.9276 / Low: 0.8957). On the other end, February was the most stable month, with a tight range of 0.0157 GHS (High: 0.9312 / Low: 0.9155).

April Spread (Volatile) ±0.0319

February Spread (Stable) ±0.0157

Growth Streaks & Declines

Trends

Between March and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0238 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0238

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2021: 0.9475) against the same month in 2020 (average: 0.9043), the exchange rate shifted by +0.0433 (+4.79%).

2021 Avg (September) 0.9475

2020 Avg (September) 0.9043

मासिक विश्लेषण

प्रत्येक कॅलेंडर महिन्यासाठी सांख्यिकीय सारांश.

Month	High	Low	Average
January	0.9570	0.9320	0.9419
February	0.9312	0.9155	0.9254
March	0.9156	0.8935	0.9015
April	0.9276	0.8957	0.9130
May	0.9436	0.9201	0.9321
June	0.9449	0.9156	0.9329
July	0.9472	0.9260	0.9354
August	0.9524	0.9307	0.9450
September	0.9614	0.9336	0.9475
October	0.9476	0.9307	0.9373
November	0.9427	0.9131	0.9287
December	0.9305	0.9101	0.9233

२०२५ भारतीय रुपया ते ब्रिटिश पाउंड ऐतिहासिक आढावा