YEARLY HIGH
13.7589 KGS
YEARLY LOW
12.6225 KGS
YEARLY AVERAGE
13.2910 KGS

2021 HRK to KGS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to KGS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 7, valuing the pair at 13.7589. Conversely, the yearly low was recorded on November 24, dropping to 12.6225.

This high-to-low spread represents a total annual volatility of 1.1364 KGS. From a start-to-finish perspective, comparing the January average rate of 13.4518 to the December average rate of 12.7435, the exchange rate registered a net change of -5.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 13.7589 was up 0.56% compared to the 2020 peak of 13.6821, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 68,794 KGS
2020 Average 58,411 KGS
Yearly Trough Low 63,113 KGS
Transaction Impact: A difference of 5,681.81 KGS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

13.7360
12.6533
JanuMarcMayJulySeptNove

HRK to KGS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 13.4730, compared to 13.1090 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.3640 points.

H1 Avg (JanтАУJun) 13.4730
H2 Avg (JulтАУDec) 13.1090

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.4761 KGS (High: 13.0987 / Low: 12.6225). On the other end, December was the most stable month, with a tight range of 0.1519 KGS (High: 12.8259 / Low: 12.6740).

November Spread (Volatile) ┬▒0.4761
December Spread (Stable) ┬▒0.1519

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.2317 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.2317

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 13.5783) against the same month in 2020 (average: 11.0812), the exchange rate shifted by +2.4972 (+22.54%).

2021 Avg (June) 13.5783
2020 Avg (June) 11.0812

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

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Month High Low Average
January 13.5798 13.3365 13.4518
February 13.5856 13.2652 13.4581
March 13.4922 13.1309 13.3044
April 13.6124 13.1668 13.3997
May 13.7451 13.5051 13.6458
June 13.7589 13.3779 13.5783
July 13.4379 13.1999 13.3488
August 13.3998 13.1965 13.2949
September 13.4427 13.0998 13.3139
October 13.1818 13.0109 13.0923
November 13.0987 12.6225 12.8606
December 12.8259 12.6740 12.7435