YEARLY HIGH
2.4824 LSL
YEARLY LOW
2.1711 LSL
YEARLY AVERAGE
2.3207 LSL

2021 HRK to LSL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to LSL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 2.4824. Conversely, the yearly low was recorded on June 19, dropping to 2.1711.

This high-to-low spread represents a total annual volatility of 0.3113 LSL. From a start-to-finish perspective, comparing the January average rate of 2.4268 to the December average rate of 2.3852, the exchange rate registered a net change of -1.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.4824 was down 11.02% compared to the 2020 peak of 2.7897, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 12,412 LSL
2020 Average 12,445 LSL
Yearly Trough Low 10,855 LSL
Transaction Impact: A difference of 1,556.39 LSL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.4473
2.2018
JanuMarcMayJulySeptNove

HRK to LSL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 2.3193, compared to 2.3222 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0028 points.

H1 Avg (JanтАУJun) 2.3193
H2 Avg (JulтАУDec) 2.3222

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.1360 LSL (High: 2.4372 / Low: 2.3013). On the other end, April was the most stable month, with a tight range of 0.0530 LSL (High: 2.3093 / Low: 2.2563).

November Spread (Volatile) ┬▒0.1360
April Spread (Stable) ┬▒0.0530

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0708 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0708

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 2.4268) against the same month in 2020 (average: 2.1415), the exchange rate shifted by +0.2854 (+13.33%).

2021 Avg (January) 2.4268
2020 Avg (January) 2.1415

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 2.4824 2.3626 2.4268
February 2.4009 2.3138 2.3590
March 2.4281 2.3015 2.3538
April 2.3093 2.2563 2.2830
May 2.3081 2.2345 2.2710
June 2.2753 2.1711 2.2223
July 2.3432 2.2539 2.2860
August 2.3871 2.2767 2.3248
September 2.3564 2.2227 2.2893
October 2.3488 2.2442 2.2967
November 2.4372 2.3013 2.3510
December 2.4334 2.3386 2.3852