2021 HRK to NAD Historical Review

YEARLY HIGH

2.4850 NAD

YEARLY LOW

2.1711 NAD

YEARLY AVERAGE

2.3223 NAD

2021 HRK to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 2.4850. Conversely, the yearly low was recorded on June 19, dropping to 2.1711.

This high-to-low spread represents a total annual volatility of 0.3139 NAD. From a start-to-finish perspective, comparing the January average rate of 2.4269 to the December average rate of 2.3905, the exchange rate registered a net change of -1.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.4850 was down 11.74% compared to the 2020 peak of 2.8156, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 12,425 NAD

2020 Average 12,466 NAD

Yearly Trough Low 10,855 NAD

Transaction Impact: A difference of 1,569.53 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.4474

2.2011

JanuMarcMayJulySeptNove

HRK to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3180, compared to 2.3267 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0088 points.

H1 Avg (Jan–Jun) 2.3180

H2 Avg (Jul–Dec) 2.3267

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.2273 NAD (High: 2.4408 / Low: 2.2135). On the other end, April was the most stable month, with a tight range of 0.0562 NAD (High: 2.3188 / Low: 2.2625).

November Spread (Volatile) ±0.2273

April Spread (Stable) ±0.0562

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0742 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0742

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 2.4269) against the same month in 2020 (average: 2.1415), the exchange rate shifted by +0.2854 (+13.33%).

2021 Avg (January) 2.4269

2020 Avg (January) 2.1415

मासिक विश्लेषण

प्रत्येक कॅलेंडर महिन्यासाठी सांख्यिकीय सारांश.

Month	High	Low	Average
January	2.4850	2.3663	2.4269
February	2.4009	2.3141	2.3527
March	2.4330	2.2878	2.3518
April	2.3188	2.2625	2.2872
May	2.3101	2.2332	2.2675
June	2.2748	2.1711	2.2216
July	2.3501	2.2607	2.2913
August	2.3883	2.2398	2.3075
September	2.3670	2.2541	2.3283
October	2.3505	2.2291	2.2967
November	2.4408	2.2135	2.3459
December	2.4334	2.3452	2.3905

२०२५ भारतीय रुपया ते ब्रिटिश पाउंड ऐतिहासिक आढावा