2021 HRK to RUB Historical Review

YEARLY HIGH

12.2086 RUB

YEARLY LOW

10.7122 RUB

YEARLY AVERAGE

11.5831 RUB

2021 HRK to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on April 20, valuing the pair at 12.2086. Conversely, the yearly low was recorded on October 26, dropping to 10.7122.

This high-to-low spread represents a total annual volatility of 1.4964 RUB. From a start-to-finish perspective, comparing the January average rate of 11.9868 to the December average rate of 11.0996, the exchange rate registered a net change of -7.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 12.2086 was down 1.47% compared to the 2020 peak of 12.3904, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 61,043 RUB

2020 Average 54,809 RUB

Yearly Trough Low 53,561 RUB

Transaction Impact: A difference of 7,482.11 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

12.1224

10.9093

JanuMarcMayJulySeptNove

HRK to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.8614, compared to 11.3047 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5567 points.

H1 Avg (Jan–Jun) 11.8614

H2 Avg (Jul–Dec) 11.3047

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.5361 RUB (High: 11.2483 / Low: 10.7122). On the other end, May was the most stable month, with a tight range of 0.1192 RUB (High: 11.9910 / Low: 11.8718).

October Spread (Volatile) ±0.5361

May Spread (Stable) ±0.1192

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.4382 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.4382

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 12.0213) against the same month in 2020 (average: 10.7264), the exchange rate shifted by +1.2949 (+12.07%).

2021 Avg (April) 12.0213

2020 Avg (April) 10.7264

मासिक विश्लेषण

प्रत्येक कॅलेंडर महिन्यासाठी सांख्यिकीय सारांश.

Month	High	Low	Average
January	12.2055	11.7532	11.9868
February	12.1342	11.7311	11.8714
March	11.9575	11.4476	11.6998
April	12.2086	11.8695	12.0213
May	11.9910	11.8718	11.9382
June	11.9662	11.4901	11.6509
July	11.8167	11.5130	11.6539
August	11.6610	11.4608	11.5486
September	11.6227	11.2390	11.4485
October	11.2483	10.7122	11.0104
November	11.3570	10.8938	11.0673
December	11.3149	11.0234	11.0996

२०२५ भारतीय रुपया ते ब्रिटिश पाउंड ऐतिहासिक आढावा