YEARLY HIGH
3.5035 SCR
YEARLY LOW
1.9129 SCR
YEARLY AVERAGE
2.5454 SCR

2021 HRK to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 3.5035. Conversely, the yearly low was recorded on November 25, dropping to 1.9129.

This high-to-low spread represents a total annual volatility of 1.5906 SCR. From a start-to-finish perspective, comparing the January average rate of 3.4163 to the December average rate of 2.0247, the exchange rate registered a net change of -40.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 3.5035 was up 1.41% compared to the 2020 peak of 3.4547, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 17,518 SCR
2020 Average 13,049 SCR
Yearly Trough Low 9,564 SCR
Transaction Impact: A difference of 7,953.08 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

3.5555
1.8856
JanuMarcMayJulySeptNove

HRK to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 2.9642, compared to 2.1265 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.8377 points.

H1 Avg (JanтАУJun) 2.9642
H2 Avg (JulтАУDec) 2.1265

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 1.0275 SCR (High: 3.2357 / Low: 2.2082). On the other end, February was the most stable month, with a tight range of 0.0976 SCR (High: 3.4398 / Low: 3.3423).

April Spread (Volatile) ┬▒1.0275
February Spread (Stable) ┬▒0.0976

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.7062 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.7062

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 3.4163) against the same month in 2020 (average: 2.0380), the exchange rate shifted by +1.3783 (+67.63%).

2021 Avg (January) 3.4163
2020 Avg (January) 2.0380

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 3.5035 3.3893 3.4163
February 3.4398 3.3423 3.3808
March 3.3863 3.1679 3.3228
April 3.2357 2.2082 2.6166
May 2.6855 2.3584 2.5462
June 2.6844 2.3395 2.5025
July 2.5924 2.1356 2.3318
August 2.4001 2.0098 2.1569
September 2.1988 1.9978 2.0620
October 2.3069 1.9724 2.1343
November 2.2427 1.9129 2.0493
December 2.2458 1.9175 2.0247