YEARLY HIGH
3481.0565 STD
YEARLY LOW
3119.2483 STD
YEARLY AVERAGE
3269.3492 STD

2012 HRK to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 10, valuing the pair at 3481.0565. Conversely, the yearly low was recorded on June 11, dropping to 3119.2483.

This high-to-low spread represents a total annual volatility of 361.8082 STD. From a start-to-finish perspective, comparing the January average rate of 3241.0367 to the December average rate of 3262.3365, the exchange rate registered a net change of 0.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 3481.0565 was up 1.16% compared to the 2011 peak of 3441.2444, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 17,405,283 STD
2011 Average 16,495,381 STD
Yearly Trough Low 15,596,242 STD
Transaction Impact: A difference of 1,809,041.18 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

3418.4082
3180.1946
JanuMarcMayJulySeptNove

HRK to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 3236.7596, compared to 3301.9388 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 65.1792 points.

H1 Avg (JanтАУJun) 3236.7596
H2 Avg (JulтАУDec) 3301.9388

Volatility Range Comparison

Volatility

The most volatile month in 2012 was October, with a trading range of 159.2167 STD (High: 3407.2928 / Low: 3248.0761). On the other end, December was the most stable month, with a tight range of 25.7111 STD (High: 3277.4295 / Low: 3251.7184).

October Spread (Volatile) ┬▒159.2167
December Spread (Stable) ┬▒25.7111

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 79.1016 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -79.1016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2012: 3398.5571) against the same month in 2011 (average: 3231.4742), the exchange rate shifted by +167.0829 (+5.17%).

2012 Avg (September) 3398.5571
2011 Avg (September) 3231.4742

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 3268.9568 3164.4790 3241.0367
February 3262.6319 3208.3087 3235.4136
March 3292.6840 3234.2974 3253.5923
April 3308.1743 3249.4247 3272.7899
May 3274.3056 3123.6812 3217.6796
June 3266.6565 3119.2483 3200.0457
July 3289.6167 3206.3424 3246.0575
August 3405.9572 3279.7333 3334.2876
September 3481.0565 3327.1253 3398.5571
October 3407.2928 3248.0761 3319.4555
November 3285.8266 3223.5223 3250.9386
December 3277.4295 3251.7184 3262.3365