YEARLY HIGH
2.4823 SZL
YEARLY LOW
2.1880 SZL
YEARLY AVERAGE
2.3202 SZL

2021 HRK to SZL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to SZL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 2.4823. Conversely, the yearly low was recorded on June 17, dropping to 2.1880.

This high-to-low spread represents a total annual volatility of 0.2943 SZL. From a start-to-finish perspective, comparing the January average rate of 2.4292 to the December average rate of 2.3860, the exchange rate registered a net change of -1.78% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.4823 was down 11.32% compared to the 2020 peak of 2.7991, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 12,411 SZL
2020 Average 12,446 SZL
Yearly Trough Low 10,940 SZL
Transaction Impact: A difference of 1,471.50 SZL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.4497
2.2037
JanuMarcMayJulySeptNove

HRK to SZL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 2.3197, compared to 2.3207 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0010 points.

H1 Avg (JanтАУJun) 2.3197
H2 Avg (JulтАУDec) 2.3207

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.1254 SZL (High: 2.4282 / Low: 2.3028). On the other end, April was the most stable month, with a tight range of 0.0520 SZL (High: 2.3084 / Low: 2.2564).

March Spread (Volatile) ┬▒0.1254
April Spread (Stable) ┬▒0.0520

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0703 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0703

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 2.4292) against the same month in 2020 (average: 2.1414), the exchange rate shifted by +0.2878 (+13.44%).

2021 Avg (January) 2.4292
2020 Avg (January) 2.1414

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 2.4823 2.3636 2.4292
February 2.4009 2.3136 2.3589
March 2.4282 2.3028 2.3524
April 2.3084 2.2564 2.2821
May 2.3069 2.2345 2.2713
June 2.2759 2.1880 2.2242
July 2.3439 2.2427 2.2833
August 2.3883 2.2673 2.3250
September 2.3444 2.2228 2.2836
October 2.3495 2.2357 2.2958
November 2.4181 2.2936 2.3504
December 2.4334 2.3460 2.3860