YEARLY HIGH
0.4411 XCD
YEARLY LOW
0.4023 XCD
YEARLY AVERAGE
0.4247 XCD

2021 HRK to XCD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to XCD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.4411. Conversely, the yearly low was recorded on November 24, dropping to 0.4023.

This high-to-low spread represents a total annual volatility of 0.0387 XCD. From a start-to-finish perspective, comparing the January average rate of 0.4349 to the December average rate of 0.4062, the exchange rate registered a net change of -6.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4411 was up 0.18% compared to the 2020 peak of 0.4403, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,205 XCD
2020 Average 2,047 XCD
Yearly Trough Low 2,012 XCD
Transaction Impact: A difference of 193.74 XCD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4394
0.4032
JanuMarcMayJulySeptNove

HRK to XCD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.4313, compared to 0.4180 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.0133 points.

H1 Avg (JanтАУJun) 0.4313
H2 Avg (JulтАУDec) 0.4180

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0151 XCD (High: 0.4174 / Low: 0.4023). On the other end, December was the most stable month, with a tight range of 0.0049 XCD (High: 0.4089 / Low: 0.4039).

November Spread (Volatile) ┬▒0.0151
December Spread (Stable) ┬▒0.0049

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0078 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0078

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.4349) against the same month in 2020 (average: 0.4031), the exchange rate shifted by +0.0318 (+7.88%).

2021 Avg (January) 0.4349
2020 Avg (January) 0.4031

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 0.4411 0.4320 0.4349
February 0.4342 0.4271 0.4316
March 0.4309 0.4185 0.4242
April 0.4338 0.4196 0.4271
May 0.4405 0.4304 0.4363
June 0.4397 0.4273 0.4338
July 0.4283 0.4221 0.4260
August 0.4281 0.4212 0.4243
September 0.4288 0.4175 0.4245
October 0.4201 0.4147 0.4173
November 0.4174 0.4023 0.4099
December 0.4089 0.4039 0.4062