YEARLY HIGH
0.1250 MAD
YEARLY LOW
0.0896 MAD
YEARLY AVERAGE
0.1015 MAD

2021 HTG to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HTG to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 0.1250. Conversely, the yearly low was recorded on October 28, dropping to 0.0896.

This high-to-low spread represents a total annual volatility of 0.0353 MAD. From a start-to-finish perspective, comparing the January average rate of 0.1221 to the December average rate of 0.0920, the exchange rate registered a net change of -24.66% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1250 was down 15.02% compared to the 2020 peak of 0.1471, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 625 MAD
2020 Average 524 MAD
Yearly Trough Low 448 MAD
Transaction Impact: A difference of 176.67 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1252
0.0880
JanuMarcMayJulySeptNove

HTG to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.1107, compared to 0.0924 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.0184 points.

H1 Avg (JanтАУJun) 0.1107
H2 Avg (JulтАУDec) 0.0924

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0100 MAD (High: 0.1138 / Low: 0.1038). On the other end, November was the most stable month, with a tight range of 0.0023 MAD (High: 0.0939 / Low: 0.0917).

April Spread (Volatile) ┬▒0.0100
November Spread (Stable) ┬▒0.0023

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0087 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0087

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 0.1213) against the same month in 2020 (average: 0.0992), the exchange rate shifted by +0.0221 (+22.28%).

2021 Avg (February) 0.1213
2020 Avg (February) 0.0992

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

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Month High Low Average
January 0.1249 0.1203 0.1221
February 0.1250 0.1171 0.1213
March 0.1200 0.1129 0.1152
April 0.1138 0.1038 0.1090
May 0.1045 0.0965 0.1004
June 0.0991 0.0946 0.0963
July 0.0983 0.0929 0.0947
August 0.0954 0.0903 0.0922
September 0.0937 0.0897 0.0914
October 0.0925 0.0896 0.0911
November 0.0939 0.0917 0.0927
December 0.0936 0.0906 0.0920