YEARLY HIGH
0.5625 BAM
YEARLY LOW
0.4874 BAM
YEARLY AVERAGE
0.5120 BAM

2021 ILS to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ILS to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on November 17, valuing the pair at 0.5625. Conversely, the yearly low was recorded on February 28, dropping to 0.4874.

This high-to-low spread represents a total annual volatility of 0.0750 BAM. From a start-to-finish perspective, comparing the January average rate of 0.4972 to the December average rate of 0.5523, the exchange rate registered a net change of 11.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.5625 was up 6.13% compared to the 2020 peak of 0.5300, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 2,812 BAM
2020 Average 2,495 BAM
Yearly Trough Low 2,437 BAM
Transaction Impact: A difference of 375.17 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.5581
0.4883
JanuMarcMayJulySeptNove

ILS to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.4966, compared to 0.5275 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0309 points.

H1 Avg (JanтАУJun) 0.4966
H2 Avg (JulтАУDec) 0.5275

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0253 BAM (High: 0.5625 / Low: 0.5372). On the other end, April was the most stable month, with a tight range of 0.0073 BAM (High: 0.5036 / Low: 0.4963).

November Spread (Volatile) ┬▒0.0253
April Spread (Stable) ┬▒0.0073

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0051 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0051

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.5494) against the same month in 2020 (average: 0.4920), the exchange rate shifted by +0.0573 (+11.65%).

2021 Avg (November) 0.5494
2020 Avg (November) 0.4920

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 0.5136 0.4910 0.4972
February 0.4977 0.4874 0.4941
March 0.5003 0.4905 0.4956
April 0.5036 0.4963 0.4993
May 0.5017 0.4894 0.4942
June 0.5047 0.4926 0.4989
July 0.5101 0.5014 0.5053
August 0.5176 0.5092 0.5153
September 0.5239 0.5140 0.5180
October 0.5324 0.5215 0.5248
November 0.5625 0.5372 0.5494
December 0.5601 0.5447 0.5523