YEARLY HIGH
0.0830 GHS
YEARLY LOW
0.0766 GHS
YEARLY AVERAGE
0.0801 GHS

2021 INR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the INR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on September 3, valuing the pair at 0.0830. Conversely, the yearly low was recorded on April 20, dropping to 0.0766.

This high-to-low spread represents a total annual volatility of 0.0064 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0801 to the December average rate of 0.0815, the exchange rate registered a net change of 1.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0830 was up 2.57% compared to the 2020 peak of 0.0809, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 INR based on timing:

Yearly Peak High 20,749 GHS
2020 Average 19,342 GHS
Yearly Trough Low 19,139 GHS
Transaction Impact: A difference of 1,610.25 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0827
0.0771
JanuMarcMayJulySeptNove

INR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.0790, compared to 0.0813 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0023 points.

H1 Avg (JanтАУJun) 0.0790
H2 Avg (JulтАУDec) 0.0813

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.0029 GHS (High: 0.0829 / Low: 0.0800). On the other end, January was the most stable month, with a tight range of 0.0010 GHS (High: 0.0807 / Low: 0.0797).

December Spread (Volatile) ┬▒0.0029
January Spread (Stable) ┬▒0.0010

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0013 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2021: 0.0820) against the same month in 2020 (average: 0.0787), the exchange rate shifted by +0.0033 (+4.16%).

2021 Avg (September) 0.0820
2020 Avg (September) 0.0787

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

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Month High Low Average
January 0.0807 0.0797 0.0801
February 0.0801 0.0780 0.0796
March 0.0795 0.0781 0.0789
April 0.0788 0.0766 0.0776
May 0.0799 0.0781 0.0789
June 0.0797 0.0781 0.0789
July 0.0806 0.0785 0.0796
August 0.0827 0.0799 0.0812
September 0.0830 0.0807 0.0820
October 0.0816 0.0803 0.0810
November 0.0828 0.0812 0.0822
December 0.0829 0.0800 0.0815