YEARLY HIGH
0.5022 PHP
YEARLY LOW
0.4677 PHP
YEARLY AVERAGE
0.4853 PHP

2026 ISK to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the ISK to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on April 29, valuing the pair at 0.5022. Conversely, the yearly low was recorded on January 3, dropping to 0.4677.

This high-to-low spread represents a total annual volatility of 0.0346 PHP. From a start-to-finish perspective, comparing the January average rate of 0.4742 to the December average rate of 0.4907, the exchange rate registered a net change of 3.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.5022 was up 4.42% compared to the 2025 peak of 0.4810, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 2,511 PHP
2025 Average 2,247 PHP
Yearly Trough Low 2,338 PHP
Transaction Impact: A difference of 172.85 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.5023
0.4717
JanuMarcMayJuly

ISK to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.4844, compared to 0.4907 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0063 points.

H1 Avg (JanтАУJun) 0.4844
H2 Avg (JulтАУDec) 0.4907

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.0222 PHP (High: 0.5022 / Low: 0.4801). On the other end, May was the most stable month, with a tight range of 0.0014 PHP (High: 0.5003 / Low: 0.4990).

April Spread (Volatile) ┬▒0.0222
May Spread (Stable) ┬▒0.0014

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0104 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0104

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 0.4895) against the same month in 2025 (average: 0.4401), the exchange rate shifted by +0.0493 (+11.21%).

2026 Avg (April) 0.4895
2025 Avg (April) 0.4401

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Month High Low Average
January 0.4869 0.4677 0.4742
February 0.4818 0.4695 0.4752
March 0.4890 0.4694 0.4782
April 0.5022 0.4801 0.4895
May 0.5003 0.4990 0.4998
June 0.5017 0.4821 0.4894
July 0.4934 0.4880 0.4907