YEARLY HIGH
0.0155 HRK
YEARLY LOW
0.0028 HRK
YEARLY AVERAGE
0.0153 HRK

2021 KMF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the KMF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 24, valuing the pair at 0.0155. Conversely, the yearly low was recorded on December 5, dropping to 0.0028.

This high-to-low spread represents a total annual volatility of 0.0128 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0154 to the December average rate of 0.0149, the exchange rate registered a net change of -3.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0155 was down 0.42% compared to the 2020 peak of 0.0156, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KMF based on timing:

Yearly Peak High 78 HRK
2020 Average 76 HRK
Yearly Trough Low 14 HRK
Transaction Impact: A difference of 63.84 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0154
0.0148
JanuMarcMayJulySeptNove

KMF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.0153, compared to 0.0152 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.0002 points.

H1 Avg (JanтАУJun) 0.0153
H2 Avg (JulтАУDec) 0.0152

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.0126 HRK (High: 0.0154 / Low: 0.0028). On the other end, July was the most stable month, with a tight range of 0.0001 HRK (High: 0.0153 / Low: 0.0152).

December Spread (Volatile) ┬▒0.0126
July Spread (Stable) ┬▒0.0001

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0004 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 0.0154) against the same month in 2020 (average: 0.0153), the exchange rate shifted by +0.0001 (+0.39%).

2021 Avg (March) 0.0154
2020 Avg (March) 0.0153

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Month High Low Average
January 0.0154 0.0153 0.0154
February 0.0155 0.0153 0.0154
March 0.0155 0.0153 0.0154
April 0.0155 0.0152 0.0153
May 0.0155 0.0152 0.0153
June 0.0154 0.0152 0.0153
July 0.0153 0.0152 0.0152
August 0.0154 0.0151 0.0153
September 0.0153 0.0150 0.0152
October 0.0154 0.0152 0.0153
November 0.0154 0.0152 0.0153
December 0.0154 0.0028 0.0149