YEARLY HIGH
0.0155 HRK
YEARLY LOW
0.0143 HRK
YEARLY AVERAGE
0.0149 HRK

2021 KZT to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the KZT to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 25, valuing the pair at 0.0155. Conversely, the yearly low was recorded on May 31, dropping to 0.0143.

This high-to-low spread represents a total annual volatility of 0.0012 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0148 to the December average rate of 0.0152, the exchange rate registered a net change of 3.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0155 was down 15.54% compared to the 2020 peak of 0.0184, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KZT based on timing:

Yearly Peak High 78 HRK
2020 Average 80 HRK
Yearly Trough Low 72 HRK
Transaction Impact: A difference of 5.94 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0153
0.0144
JanuMarcMayJulySeptNove

KZT to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.0148, compared to 0.0151 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0003 points.

H1 Avg (JanтАУJun) 0.0148
H2 Avg (JulтАУDec) 0.0151

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0006 HRK (High: 0.0151 / Low: 0.0145). On the other end, December was the most stable month, with a tight range of 0.0002 HRK (High: 0.0153 / Low: 0.0152).

April Spread (Volatile) ┬▒0.0006
December Spread (Stable) ┬▒0.0002

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0004 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.0153) against the same month in 2020 (average: 0.0149), the exchange rate shifted by +0.0004 (+2.55%).

2021 Avg (November) 0.0153
2020 Avg (November) 0.0149

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 0.0149 0.0146 0.0148
February 0.0151 0.0148 0.0149
March 0.0153 0.0149 0.0151
April 0.0151 0.0145 0.0147
May 0.0147 0.0143 0.0145
June 0.0148 0.0143 0.0146
July 0.0150 0.0147 0.0149
August 0.0150 0.0148 0.0150
September 0.0152 0.0148 0.0150
October 0.0153 0.0150 0.0152
November 0.0155 0.0151 0.0153
December 0.0153 0.0152 0.0152