YEARLY HIGH
0.3356 PHP
YEARLY LOW
0.2767 PHP
YEARLY AVERAGE
0.2986 PHP

2025 LRD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the LRD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 0.3356. Conversely, the yearly low was recorded on May 24, dropping to 0.2767.

This high-to-low spread represents a total annual volatility of 0.0590 PHP. From a start-to-finish perspective, comparing the January average rate of 0.3072 to the December average rate of 0.3321, the exchange rate registered a net change of 8.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.3356 was up 2.22% compared to the 2024 peak of 0.3284, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 1,678 PHP
2024 Average 1,498 PHP
Yearly Trough Low 1,383 PHP
Transaction Impact: A difference of 294.96 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.3374
0.2731
JanuMarcMayJulySeptNove

LRD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.2888, compared to 0.3084 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0197 points.

H1 Avg (JanтАУJun) 0.2888
H2 Avg (JulтАУDec) 0.3084

Volatility Range Comparison

Volatility

The most volatile month in 2025 was September, with a trading range of 0.0402 PHP (High: 0.3225 / Low: 0.2822). On the other end, May was the most stable month, with a tight range of 0.0034 PHP (High: 0.2801 / Low: 0.2767).

September Spread (Volatile) ┬▒0.0402
May Spread (Stable) ┬▒0.0034

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0149 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0149

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.3321) against the same month in 2024 (average: 0.3236), the exchange rate shifted by +0.0085 (+2.63%).

2025 Avg (December) 0.3321
2024 Avg (December) 0.3236

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 0.3164 0.2937 0.3072
February 0.2967 0.2891 0.2924
March 0.2918 0.2867 0.2880
April 0.2877 0.2795 0.2843
May 0.2801 0.2767 0.2785
June 0.2870 0.2787 0.2822
July 0.2901 0.2806 0.2833
August 0.2892 0.2814 0.2841
September 0.3225 0.2822 0.3068
October 0.3222 0.3168 0.3191
November 0.3313 0.3196 0.3253
December 0.3356 0.3292 0.3321