YEARLY HIGH
4787.3792 IRR
YEARLY LOW
4530.4419 IRR
YEARLY AVERAGE
4690.0444 IRR

2021 MAD to IRR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MAD to IRR exchange rate experienced significant fluctuation. The market reached its absolute peak on May 25, valuing the pair at 4787.3792. Conversely, the yearly low was recorded on December 18, dropping to 4530.4419.

This high-to-low spread represents a total annual volatility of 256.9372 IRR. From a start-to-finish perspective, comparing the January average rate of 4728.3962 to the December average rate of 4566.1793, the exchange rate registered a net change of -3.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 4787.3792 was down 30.20% compared to the 2020 peak of 6858.9550, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 23,936,896 IRR
2020 Average 22,235,510 IRR
Yearly Trough Low 22,652,210 IRR
Transaction Impact: A difference of 1,284,686.25 IRR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

4774.6923
4547.2235
JanuMarcMayJulySeptNove

MAD to IRR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 4719.7751, compared to 4660.3136 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 59.4615 points.

H1 Avg (JanтАУJun) 4719.7751
H2 Avg (JulтАУDec) 4660.3136

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 100.9894 IRR (High: 4663.0391 / Low: 4562.0497). On the other end, October was the most stable month, with a tight range of 31.7172 IRR (High: 4679.6256 / Low: 4647.9084).

November Spread (Volatile) ┬▒100.9894
October Spread (Stable) ┬▒31.7172

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 49.6336 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -49.6336

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 4755.7365) against the same month in 2020 (average: 4275.7966), the exchange rate shifted by +479.9399 (+11.22%).

2021 Avg (May) 4755.7365
2020 Avg (May) 4275.7966

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 4784.7461 4694.3709 4728.3962
February 4736.1027 4675.3027 4707.4336
March 4712.8012 4638.5281 4675.3660
April 4742.2910 4647.6075 4701.9767
May 4787.3792 4695.6326 4755.7365
June 4779.3697 4723.3013 4749.7416
July 4729.9622 4698.0969 4712.8900
August 4738.9636 4678.2255 4701.6954
September 4735.4884 4657.4471 4706.1150
October 4679.6256 4647.9084 4662.3179
November 4663.0391 4562.0497 4612.6843
December 4592.5479 4530.4419 4566.1793