YEARLY HIGH
0.0148 PHP
YEARLY LOW
0.0128 PHP
YEARLY AVERAGE
0.0141 PHP

2026 MGA to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the MGA to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on April 30, valuing the pair at 0.0148. Conversely, the yearly low was recorded on January 17, dropping to 0.0128.

This high-to-low spread represents a total annual volatility of 0.0021 PHP. From a start-to-finish perspective, comparing the January average rate of 0.0130 to the December average rate of 0.0144, the exchange rate registered a net change of 11.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0148 was up 11.02% compared to the 2025 peak of 0.0134, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 74 PHP
2025 Average 63 PHP
Yearly Trough Low 64 PHP
Transaction Impact: A difference of 10.33 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0149
0.0128
JanuMarcMayJuly

MGA to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.0141, compared to 0.0144 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0004 points.

H1 Avg (JanтАУJun) 0.0141
H2 Avg (JulтАУDec) 0.0144

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0009 PHP (High: 0.0146 / Low: 0.0136). On the other end, May was the most stable month, with a tight range of 0.0001 PHP (High: 0.0148 / Low: 0.0146).

March Spread (Volatile) ┬▒0.0009
May Spread (Stable) ┬▒0.0001

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0002 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 0.0145) against the same month in 2025 (average: 0.0124), the exchange rate shifted by +0.0020 (+16.40%).

2026 Avg (April) 0.0145
2025 Avg (April) 0.0124

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Month High Low Average
January 0.0132 0.0128 0.0130
February 0.0137 0.0131 0.0133
March 0.0146 0.0136 0.0143
April 0.0148 0.0143 0.0145
May 0.0148 0.0146 0.0147
June 0.0147 0.0144 0.0146
July 0.0145 0.0141 0.0144