YEARLY HIGH
0.8363 HRK
YEARLY LOW
0.7677 HRK
YEARLY AVERAGE
0.7953 HRK

2021 MOP to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MOP to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.8363. Conversely, the yearly low was recorded on May 31, dropping to 0.7677.

This high-to-low spread represents a total annual volatility of 0.0686 HRK. From a start-to-finish perspective, comparing the January average rate of 0.7778 to the December average rate of 0.8282, the exchange rate registered a net change of 6.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.8363 was down 6.42% compared to the 2020 peak of 0.8936, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MOP based on timing:

Yearly Peak High 4,181 HRK
2020 Average 4,139 HRK
Yearly Trough Low 3,838 HRK
Transaction Impact: A difference of 343.06 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.8335
0.7691
JanuMarcMayJulySeptNove

MOP to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.7839, compared to 0.8067 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0228 points.

H1 Avg (JanтАУJun) 0.7839
H2 Avg (JulтАУDec) 0.8067

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0286 HRK (High: 0.8363 / Low: 0.8076). On the other end, December was the most stable month, with a tight range of 0.0095 HRK (High: 0.8322 / Low: 0.8227).

November Spread (Volatile) ┬▒0.0286
December Spread (Stable) ┬▒0.0095

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0165 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0165

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.8217) against the same month in 2020 (average: 0.7996), the exchange rate shifted by +0.0221 (+2.76%).

2021 Avg (November) 0.8217
2020 Avg (November) 0.7996

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

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Month High Low Average
January 0.7833 0.7678 0.7778
February 0.7928 0.7793 0.7841
March 0.8065 0.7848 0.7967
April 0.8052 0.7792 0.7909
May 0.7853 0.7677 0.7745
June 0.7907 0.7690 0.7793
July 0.8007 0.7886 0.7930
August 0.8000 0.7884 0.7944
September 0.8068 0.7873 0.7945
October 0.8132 0.8031 0.8084
November 0.8363 0.8076 0.8217
December 0.8322 0.8227 0.8282