YEARLY HIGH
0.1132 BAM
YEARLY LOW
0.1028 BAM
YEARLY AVERAGE
0.1072 BAM

2021 MVR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MVR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.1132. Conversely, the yearly low was recorded on January 6, dropping to 0.1028.

This high-to-low spread represents a total annual volatility of 0.0104 BAM. From a start-to-finish perspective, comparing the January average rate of 0.1043 to the December average rate of 0.1121, the exchange rate registered a net change of 7.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1132 was down 4.25% compared to the 2020 peak of 0.1183, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 566 BAM
2020 Average 556 BAM
Yearly Trough Low 514 BAM
Transaction Impact: A difference of 52.20 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1129
0.1035
JanuMarcMayJulySeptNove

MVR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.1052, compared to 0.1091 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0039 points.

H1 Avg (JanтАУJun) 0.1052
H2 Avg (JulтАУDec) 0.1091

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0040 BAM (High: 0.1132 / Low: 0.1092). On the other end, December was the most stable month, with a tight range of 0.0013 BAM (High: 0.1130 / Low: 0.1117).

November Spread (Volatile) ┬▒0.0040
December Spread (Stable) ┬▒0.0013

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0015 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.1110) against the same month in 2020 (average: 0.1073), the exchange rate shifted by +0.0037 (+3.49%).

2021 Avg (November) 0.1110
2020 Avg (November) 0.1073

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 0.1053 0.1028 0.1043
February 0.1059 0.1044 0.1050
March 0.1079 0.1053 0.1065
April 0.1079 0.1045 0.1060
May 0.1061 0.1034 0.1045
June 0.1068 0.1035 0.1051
July 0.1081 0.1064 0.1073
August 0.1084 0.1065 0.1075
September 0.1094 0.1066 0.1076
October 0.1099 0.1086 0.1091
November 0.1132 0.1092 0.1110
December 0.1130 0.1117 0.1121