YEARLY HIGH
1.0730 ZAR
YEARLY LOW
0.9511 ZAR
YEARLY AVERAGE
1.0001 ZAR

2021 NAD to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NAD to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 2, valuing the pair at 1.0730. Conversely, the yearly low was recorded on September 8, dropping to 0.9511.

This high-to-low spread represents a total annual volatility of 0.1218 ZAR. From a start-to-finish perspective, comparing the January average rate of 1.0024 to the December average rate of 0.9984, the exchange rate registered a net change of -0.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.0730 was up 3.85% compared to the 2020 peak of 1.0332, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 5,365 ZAR
2020 Average 4,997 ZAR
Yearly Trough Low 4,756 ZAR
Transaction Impact: A difference of 609.20 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.0093
0.9812
JanuMarcMayJulySeptNove

NAD to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 1.0015, compared to 0.9988 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.0026 points.

H1 Avg (JanтАУJun) 1.0015
H2 Avg (JulтАУDec) 0.9988

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 0.0952 ZAR (High: 1.0599 / Low: 0.9647). On the other end, December was the most stable month, with a tight range of 0.0210 ZAR (High: 1.0078 / Low: 0.9868).

August Spread (Volatile) ┬▒0.0952
December Spread (Stable) ┬▒0.0210

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0235 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0235

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 1.0059) against the same month in 2020 (average: 0.9984), the exchange rate shifted by +0.0075 (+0.75%).

2021 Avg (November) 1.0059
2020 Avg (November) 0.9984

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 1.0256 0.9868 1.0024
February 1.0403 0.9847 1.0026
March 1.0193 0.9859 1.0004
April 1.0127 0.9670 0.9966
May 1.0122 0.9873 1.0008
June 1.0453 0.9908 1.0061
July 1.0203 0.9808 0.9980
August 1.0599 0.9647 1.0070
September 1.0166 0.9511 0.9835
October 1.0199 0.9819 1.0002
November 1.0730 0.9844 1.0059
December 1.0078 0.9868 0.9984