2021 NZD to BAM Historical Review

YEARLY HIGH

1.2137 BAM

YEARLY LOW

1.1340 BAM

YEARLY AVERAGE

1.1694 BAM

2021 NZD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on November 18, valuing the pair at 1.2137. Conversely, the yearly low was recorded on January 2, dropping to 1.1340.

This high-to-low spread represents a total annual volatility of 0.0798 BAM. From a start-to-finish perspective, comparing the January average rate of 1.1544 to the December average rate of 1.1741, the exchange rate registered a net change of 1.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.2137 was up 2.92% compared to the 2020 peak of 1.1793, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 6,069 BAM

2020 Average 5,573 BAM

Yearly Trough Low 5,670 BAM

Transaction Impact: A difference of 398.87 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.2064

1.1471

JanuMarcMayJulySeptNove

NZD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1635, compared to 1.1752 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0117 points.

H1 Avg (Jan–Jun) 1.1635

H2 Avg (Jul–Dec) 1.1752

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0423 BAM (High: 1.2122 / Low: 1.1700). On the other end, December was the most stable month, with a tight range of 0.0202 BAM (High: 1.1843 / Low: 1.1641).

October Spread (Volatile) ±0.0423

December Spread (Stable) ±0.0202

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0273 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0273

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 1.2015) against the same month in 2020 (average: 1.1357), the exchange rate shifted by +0.0658 (+5.79%).

2021 Avg (November) 1.2015

2020 Avg (November) 1.1357

मासिक विश्लेषण

प्रत्येक कॅलेंडर महिन्यासाठी सांख्यिकीय सारांश.

Month	High	Low	Average
January	1.1659	1.1340	1.1544
February	1.1966	1.1556	1.1722
March	1.1922	1.1505	1.1722
April	1.1782	1.1538	1.1664
May	1.1824	1.1477	1.1638
June	1.1634	1.1374	1.1521
July	1.1661	1.1413	1.1552
August	1.1758	1.1402	1.1592
September	1.1816	1.1528	1.1720
October	1.2122	1.1700	1.1892
November	1.2137	1.1762	1.2015
December	1.1843	1.1641	1.1741

२०२५ भारतीय रुपया ते ब्रिटिश पाउंड ऐतिहासिक आढावा