YEARLY HIGH
5.1382 BOB
YEARLY LOW
4.6347 BOB
YEARLY AVERAGE
4.8831 BOB

2021 NZD to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 5.1382. Conversely, the yearly low was recorded on December 20, dropping to 4.6347.

This high-to-low spread represents a total annual volatility of 0.5035 BOB. From a start-to-finish perspective, comparing the January average rate of 4.9508 to the December average rate of 4.6820, the exchange rate registered a net change of -5.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 5.1382 was up 3.59% compared to the 2020 peak of 4.9600, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 25,691 BOB
2020 Average 22,453 BOB
Yearly Trough Low 23,173 BOB
Transaction Impact: A difference of 2,517.69 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.0381
4.6496
JanuMarcMayJulySeptNove

NZD to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 4.9494, compared to 4.8168 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.1326 points.

H1 Avg (JanтАУJun) 4.9494
H2 Avg (JulтАУDec) 4.8168

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.2560 BOB (High: 4.9544 / Low: 4.6984). On the other end, December was the most stable month, with a tight range of 0.0840 BOB (High: 4.7186 / Low: 4.6347).

November Spread (Volatile) ┬▒0.2560
December Spread (Stable) ┬▒0.0840

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1534 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.1534

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 5.0057) against the same month in 2020 (average: 4.4194), the exchange rate shifted by +0.5863 (+13.27%).

2021 Avg (February) 5.0057
2020 Avg (February) 4.4194

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 5.0184 4.8995 4.9508
February 5.1382 4.9382 5.0057
March 5.0367 4.8233 4.9261
April 5.0193 4.8444 4.9172
May 5.0294 4.9368 4.9859
June 5.0351 4.7898 4.9107
July 4.8683 4.7757 4.8238
August 4.8670 4.7105 4.8155
September 4.9370 4.7454 4.8724
October 4.9672 4.7685 4.8716
November 4.9544 4.6984 4.8354
December 4.7186 4.6347 4.6820