YEARLY HIGH
5.7719 HKD
YEARLY LOW
5.2363 HKD
YEARLY AVERAGE
5.4978 HKD

2021 NZD to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 5.7719. Conversely, the yearly low was recorded on December 20, dropping to 5.2363.

This high-to-low spread represents a total annual volatility of 0.5355 HKD. From a start-to-finish perspective, comparing the January average rate of 5.5708 to the December average rate of 5.2920, the exchange rate registered a net change of -5.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 5.7719 was up 3.20% compared to the 2020 peak of 5.5927, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 28,859 HKD
2020 Average 25,230 HKD
Yearly Trough Low 26,182 HKD
Transaction Impact: A difference of 2,677.65 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.6504
5.2594
JanuMarcMayJulySeptNove

NZD to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 5.5634, compared to 5.4322 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.1312 points.

H1 Avg (JanтАУJun) 5.5634
H2 Avg (JulтАУDec) 5.4322

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.2680 HKD (High: 5.5866 / Low: 5.3186). On the other end, July was the most stable month, with a tight range of 0.0963 HKD (High: 5.4769 / Low: 5.3805).

November Spread (Volatile) ┬▒0.2680
July Spread (Stable) ┬▒0.0963

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1673 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1673

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 5.6178) against the same month in 2020 (average: 4.9691), the exchange rate shifted by +0.6487 (+13.05%).

2021 Avg (February) 5.6178
2020 Avg (February) 4.9691

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

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Month High Low Average
January 5.6634 5.4906 5.5708
February 5.7719 5.5493 5.6178
March 5.6570 5.4111 5.5381
April 5.6434 5.4592 5.5332
May 5.6660 5.5609 5.6108
June 5.6276 5.3837 5.5095
July 5.4769 5.3805 5.4300
August 5.4844 5.3121 5.4301
September 5.5581 5.3496 5.4920
October 5.5959 5.3859 5.4897
November 5.5866 5.3186 5.4593
December 5.3341 5.2363 5.2920