YEARLY HIGH
14823.5015 STD
YEARLY LOW
12452.8025 STD
YEARLY AVERAGE
13983.8338 STD

2020 NZD to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 10, valuing the pair at 14823.5015. Conversely, the yearly low was recorded on March 22, dropping to 12452.8025.

This high-to-low spread represents a total annual volatility of 2370.6990 STD. From a start-to-finish perspective, comparing the January average rate of 14256.0923 to the December average rate of 14670.4091, the exchange rate registered a net change of 2.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 14823.5015 was up 1.45% compared to the 2019 peak of 14611.7490, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 74,117,508 STD
2019 Average 70,225,148 STD
Yearly Trough Low 62,264,013 STD
Transaction Impact: A difference of 11,853,495.11 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

14812.1370
13111.4021
JanuMarcMayJulySeptNove

NZD to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 13753.4368, compared to 14214.2307 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 460.7939 points.

H1 Avg (JanтАУJun) 13753.4368
H2 Avg (JulтАУDec) 14214.2307

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1557.3192 STD (High: 14010.1218 / Low: 12452.8025). On the other end, October was the most stable month, with a tight range of 196.8475 STD (High: 14017.9943 / Low: 13821.1469).

March Spread (Volatile) ┬▒1557.3192
October Spread (Stable) ┬▒196.8475

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 659.3925 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -659.3925

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 14670.4091) against the same month in 2019 (average: 14231.7243), the exchange rate shifted by +438.6848 (+3.08%).

2020 Avg (December) 14670.4091
2019 Avg (December) 14231.7243

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 14522.4146 13936.0272 14256.0923
February 14214.5543 13780.2955 14021.4108
March 14010.1218 12452.8025 13362.0183
April 13539.0133 12907.9299 13253.1300
May 13678.9259 13084.8690 13423.2123
June 14479.6956 13850.8159 14204.7573
July 14493.6708 14177.3189 14357.6571
August 14229.6708 13688.9626 13945.6480
September 14194.2109 13760.1669 13976.7081
October 14017.9943 13821.1469 13935.9864
November 14703.6891 13881.9579 14398.9757
December 14823.5015 14453.8185 14670.4091