YEARLY HIGH
0.5155 XDR
YEARLY LOW
0.4804 XDR
YEARLY AVERAGE
0.4964 XDR

2021 NZD to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 0.5155. Conversely, the yearly low was recorded on December 17, dropping to 0.4804.

This high-to-low spread represents a total annual volatility of 0.0351 XDR. From a start-to-finish perspective, comparing the January average rate of 0.4984 to the December average rate of 0.4841, the exchange rate registered a net change of -2.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.5155 was up 2.91% compared to the 2020 peak of 0.5009, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 2,578 XDR
2020 Average 2,334 XDR
Yearly Trough Low 2,402 XDR
Transaction Impact: A difference of 175.50 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.5051
0.4822
JanuMarcMayJulySeptNove

NZD to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.4993, compared to 0.4935 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.0058 points.

H1 Avg (JanтАУJun) 0.4993
H2 Avg (JulтАУDec) 0.4935

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0231 XDR (High: 0.5105 / Low: 0.4873). On the other end, July was the most stable month, with a tight range of 0.0069 XDR (High: 0.4942 / Low: 0.4873).

November Spread (Volatile) ┬▒0.0231
July Spread (Stable) ┬▒0.0069

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0147 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0147

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 0.5032) against the same month in 2020 (average: 0.4667), the exchange rate shifted by +0.0364 (+7.81%).

2021 Avg (February) 0.5032
2020 Avg (February) 0.4667

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рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 0.5037 0.4929 0.4984
February 0.5155 0.4980 0.5032
March 0.5079 0.4893 0.4994
April 0.5064 0.4919 0.4985
May 0.5076 0.4965 0.5018
June 0.5020 0.4835 0.4944
July 0.4942 0.4873 0.4909
August 0.4966 0.4807 0.4909
September 0.5037 0.4854 0.4969
October 0.5102 0.4901 0.4995
November 0.5105 0.4873 0.4988
December 0.4884 0.4804 0.4841