YEARLY HIGH
541.9160 BIF
YEARLY LOW
481.3455 BIF
YEARLY AVERAGE
509.7432 BIF

2021 PEN to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 11, valuing the pair at 541.9160. Conversely, the yearly low was recorded on October 6, dropping to 481.3455.

This high-to-low spread represents a total annual volatility of 60.5705 BIF. From a start-to-finish perspective, comparing the January average rate of 536.6791 to the December average rate of 494.0382, the exchange rate registered a net change of -7.95% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 541.9160 was down 4.79% compared to the 2020 peak of 569.1899, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,709,580 BIF
2020 Average 2,740,203 BIF
Yearly Trough Low 2,406,727 BIF
Transaction Impact: A difference of 302,852.56 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

541.9375
478.8370
JanuMarcMayJulySeptNove

PEN to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 526.1578, compared to 493.3286 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 32.8292 points.

H1 Avg (JanтАУJun) 526.1578
H2 Avg (JulтАУDec) 493.3286

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 29.9664 BIF (High: 541.9160 / Low: 511.9496). On the other end, September was the most stable month, with a tight range of 4.2455 BIF (High: 485.6953 / Low: 481.4498).

April Spread (Volatile) ┬▒29.9664
September Spread (Stable) ┬▒4.2455

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 16.8944 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -16.8944

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 529.6091) against the same month in 2020 (average: 557.5849), the exchange rate shifted by -27.9758 (-5.02%).

2021 Avg (April) 529.6091
2020 Avg (April) 557.5849

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

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Month High Low Average
January 541.5512 533.5231 536.6791
February 538.8843 532.2731 535.0682
March 533.7355 519.7630 527.4388
April 541.9160 511.9496 529.6091
May 539.4392 510.9330 522.4780
June 516.8721 496.8352 505.6737
July 511.0532 497.3097 503.3860
August 505.0160 482.2125 486.4916
September 485.6953 481.4498 484.0953
October 507.6904 481.3455 495.9832
November 498.8207 490.0971 495.9771
December 504.1960 488.4715 494.0382