YEARLY HIGH
0.5732 FJD
YEARLY LOW
0.5049 FJD
YEARLY AVERAGE
0.5340 FJD

2021 PEN to FJD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to FJD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 11, valuing the pair at 0.5732. Conversely, the yearly low was recorded on September 7, dropping to 0.5049.

This high-to-low spread represents a total annual volatility of 0.0682 FJD. From a start-to-finish perspective, comparing the January average rate of 0.5613 to the December average rate of 0.5267, the exchange rate registered a net change of -6.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.5732 was down 16.03% compared to the 2020 peak of 0.6826, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,866 FJD
2020 Average 3,106 FJD
Yearly Trough Low 2,525 FJD
Transaction Impact: A difference of 341.23 FJD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.5667
0.5026
JanuMarcMayJulySeptNove

PEN to FJD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.5480, compared to 0.5199 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.0281 points.

H1 Avg (JanтАУJun) 0.5480
H2 Avg (JulтАУDec) 0.5199

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0431 FJD (High: 0.5732 / Low: 0.5300). On the other end, September was the most stable month, with a tight range of 0.0082 FJD (High: 0.5131 / Low: 0.5049).

April Spread (Volatile) ┬▒0.0431
September Spread (Stable) ┬▒0.0082

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0163 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0163

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.5553) against the same month in 2020 (average: 0.6683), the exchange rate shifted by -0.1130 (-16.91%).

2021 Avg (April) 0.5553
2020 Avg (April) 0.6683

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 0.5665 0.5549 0.5613
February 0.5645 0.5491 0.5567
March 0.5566 0.5453 0.5518
April 0.5732 0.5300 0.5553
May 0.5577 0.5261 0.5390
June 0.5348 0.5164 0.5240
July 0.5370 0.5216 0.5284
August 0.5311 0.5071 0.5132
September 0.5131 0.5049 0.5080
October 0.5355 0.5084 0.5204
November 0.5283 0.5175 0.5226
December 0.5343 0.5209 0.5267