YEARLY HIGH
1.1510 MYR
YEARLY LOW
1.0079 MYR
YEARLY AVERAGE
1.0696 MYR

2021 PEN to MYR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to MYR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 1.1510. Conversely, the yearly low was recorded on September 12, dropping to 1.0079.

This high-to-low spread represents a total annual volatility of 0.1431 MYR. From a start-to-finish perspective, comparing the January average rate of 1.1134 to the December average rate of 1.0416, the exchange rate registered a net change of -6.45% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.1510 was down 11.02% compared to the 2020 peak of 1.2935, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 5,755 MYR
2020 Average 6,016 MYR
Yearly Trough Low 5,040 MYR
Transaction Impact: A difference of 715.61 MYR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.1282
1.0037
JanuMarcMayJulySeptNove

PEN to MYR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 1.1003, compared to 1.0390 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.0613 points.

H1 Avg (JanтАУJun) 1.1003
H2 Avg (JulтАУDec) 1.0390

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0769 MYR (High: 1.1510 / Low: 1.0742). On the other end, September was the most stable month, with a tight range of 0.0117 MYR (High: 1.0196 / Low: 1.0079).

April Spread (Volatile) ┬▒0.0769
September Spread (Stable) ┬▒0.0117

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0383 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0383

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 1.1178) against the same month in 2020 (average: 1.2791), the exchange rate shifted by -0.1613 (-12.61%).

2021 Avg (April) 1.1178
2020 Avg (April) 1.2791

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Month High Low Average
January 1.1236 1.1057 1.1134
February 1.1186 1.1031 1.1102
March 1.1173 1.1026 1.1089
April 1.1510 1.0742 1.1178
May 1.1275 1.0748 1.0947
June 1.0783 1.0415 1.0564
July 1.0830 1.0447 1.0671
August 1.0757 1.0189 1.0348
September 1.0196 1.0079 1.0140
October 1.0597 1.0103 1.0363
November 1.0519 1.0331 1.0401
December 1.0547 1.0325 1.0416