YEARLY HIGH
13.5113 PHP
YEARLY LOW
11.9600 PHP
YEARLY AVERAGE
12.7144 PHP

2021 PEN to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 13.5113. Conversely, the yearly low was recorded on August 25, dropping to 11.9600.

This high-to-low spread represents a total annual volatility of 1.5513 PHP. From a start-to-finish perspective, comparing the January average rate of 13.2536 to the December average rate of 12.4436, the exchange rate registered a net change of -6.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 13.5113 was down 12.59% compared to the 2020 peak of 15.4580, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 67,557 PHP
2020 Average 71,058 PHP
Yearly Trough Low 59,800 PHP
Transaction Impact: A difference of 7,756.48 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

13.3569
12.1172
JanuMarcMayJulySeptNove

PEN to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 12.9567, compared to 12.4720 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.4847 points.

H1 Avg (JanтАУJun) 12.9567
H2 Avg (JulтАУDec) 12.4720

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.8147 PHP (High: 13.5113 / Low: 12.6966). On the other end, January was the most stable month, with a tight range of 0.1669 PHP (High: 13.3281 / Low: 13.1611).

April Spread (Volatile) ┬▒0.8147
January Spread (Stable) ┬▒0.1669

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.4260 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.4260

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 13.1308) against the same month in 2020 (average: 14.8968), the exchange rate shifted by -1.7659 (-11.85%).

2021 Avg (April) 13.1308
2020 Avg (April) 14.8968

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Month High Low Average
January 13.3281 13.1611 13.2536
February 13.4367 13.1493 13.2472
March 13.2817 12.9053 13.0931
April 13.5113 12.6966 13.1308
May 13.0772 12.4568 12.7048
June 12.5071 12.1629 12.3107
July 13.0577 12.3615 12.7088
August 12.7412 11.9600 12.3092
September 12.4097 12.1086 12.2205
October 12.9404 12.2458 12.6225
November 12.6497 12.3917 12.5275
December 12.8786 12.2517 12.4436