YEARLY HIGH
2.2250 SBD
YEARLY LOW
1.9479 SBD
YEARLY AVERAGE
2.0717 SBD

2021 PEN to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 7, valuing the pair at 2.2250. Conversely, the yearly low was recorded on October 2, dropping to 1.9479.

This high-to-low spread represents a total annual volatility of 0.2772 SBD. From a start-to-finish perspective, comparing the January average rate of 2.2067 to the December average rate of 2.0004, the exchange rate registered a net change of -9.35% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.2250 was down 11.41% compared to the 2020 peak of 2.5116, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 11,125 SBD
2020 Average 11,789 SBD
Yearly Trough Low 9,739 SBD
Transaction Impact: A difference of 1,385.84 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.2313
1.9370
JanuMarcMayJulySeptNove

PEN to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 2.1461, compared to 1.9973 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.1488 points.

H1 Avg (JanтАУJun) 2.1461
H2 Avg (JulтАУDec) 1.9973

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.1362 SBD (High: 2.2234 / Low: 2.0872). On the other end, February was the most stable month, with a tight range of 0.0211 SBD (High: 2.2063 / Low: 2.1851).

April Spread (Volatile) ┬▒0.1362
February Spread (Stable) ┬▒0.0211

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0709 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0709

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 2.2067) against the same month in 2020 (average: 2.4906), the exchange rate shifted by -0.2838 (-11.40%).

2021 Avg (January) 2.2067
2020 Avg (January) 2.4906

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 2.2250 2.1924 2.2067
February 2.2063 2.1851 2.1955
March 2.2222 2.1249 2.1517
April 2.2234 2.0872 2.1643
May 2.1803 2.0697 2.1147
June 2.0863 2.0095 2.0438
July 2.0762 2.0169 2.0421
August 2.0525 1.9563 1.9749
September 1.9718 1.9498 1.9615
October 2.0548 1.9479 2.0040
November 2.0112 1.9836 2.0009
December 2.0437 1.9756 2.0004