YEARLY HIGH
4.2852 SZL
YEARLY LOW
3.4339 SZL
YEARLY AVERAGE
3.8150 SZL

2021 PEN to SZL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to SZL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 4.2852. Conversely, the yearly low was recorded on September 12, dropping to 3.4339.

This high-to-low spread represents a total annual volatility of 0.8513 SZL. From a start-to-finish perspective, comparing the January average rate of 4.1619 to the December average rate of 3.9260, the exchange rate registered a net change of -5.67% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 4.2852 was down 24.24% compared to the 2020 peak of 5.6563, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 21,426 SZL
2020 Average 23,562 SZL
Yearly Trough Low 17,170 SZL
Transaction Impact: A difference of 4,256.48 SZL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

4.2242
3.4774
JanuMarcMayJulySeptNove

PEN to SZL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 3.9076, compared to 3.7223 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.1854 points.

H1 Avg (JanтАУJun) 3.9076
H2 Avg (JulтАУDec) 3.7223

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.3078 SZL (High: 4.0493 / Low: 3.7416). On the other end, December was the most stable month, with a tight range of 0.1332 SZL (High: 4.0042 / Low: 3.8709).

April Spread (Volatile) ┬▒0.3078
December Spread (Stable) ┬▒0.1332

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1919 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1919

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 4.1619) against the same month in 2020 (average: 4.3170), the exchange rate shifted by -0.1550 (-3.59%).

2021 Avg (January) 4.1619
2020 Avg (January) 4.3170

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 4.2852 4.0283 4.1619
February 4.1412 3.9601 4.0520
March 4.1932 3.9557 4.0427
April 4.0493 3.7416 3.9153
May 3.8683 3.5804 3.7329
June 3.6026 3.4577 3.5410
July 3.8001 3.5620 3.6795
August 3.7260 3.5240 3.6313
September 3.6703 3.4339 3.5396
October 3.8133 3.6287 3.7010
November 3.9884 3.7339 3.8562
December 4.0042 3.8709 3.9260