YEARLY HIGH
0.4943 BAM
YEARLY LOW
0.4474 BAM
YEARLY AVERAGE
0.4687 BAM

2021 PGK to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PGK to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 0.4943. Conversely, the yearly low was recorded on January 4, dropping to 0.4474.

This high-to-low spread represents a total annual volatility of 0.0470 BAM. From a start-to-finish perspective, comparing the January average rate of 0.4548 to the December average rate of 0.4902, the exchange rate registered a net change of 7.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4943 was down 7.77% compared to the 2020 peak of 0.5360, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 2,472 BAM
2020 Average 2,476 BAM
Yearly Trough Low 2,237 BAM
Transaction Impact: A difference of 234.75 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4938
0.4513
JanuMarcMayJulySeptNove

PGK to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.4595, compared to 0.4778 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0183 points.

H1 Avg (JanтАУJun) 0.4595
H2 Avg (JulтАУDec) 0.4778

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 0.0175 BAM (High: 0.4686 / Low: 0.4511). On the other end, October was the most stable month, with a tight range of 0.0068 BAM (High: 0.4817 / Low: 0.4749).

June Spread (Volatile) ┬▒0.0175
October Spread (Stable) ┬▒0.0068

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0065 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0065

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.4902) against the same month in 2020 (average: 0.4570), the exchange rate shifted by +0.0332 (+7.27%).

2021 Avg (December) 0.4902
2020 Avg (December) 0.4570

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 0.4599 0.4474 0.4548
February 0.4640 0.4521 0.4573
March 0.4733 0.4593 0.4654
April 0.4715 0.4569 0.4628
May 0.4627 0.4508 0.4564
June 0.4686 0.4511 0.4605
July 0.4756 0.4604 0.4705
August 0.4763 0.4677 0.4705
September 0.4801 0.4632 0.4713
October 0.4817 0.4749 0.4779
November 0.4933 0.4788 0.4866
December 0.4943 0.4873 0.4902