YEARLY HIGH
1.9057 HRK
YEARLY LOW
1.7292 HRK
YEARLY AVERAGE
1.8044 HRK

2021 PGK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PGK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 1.9057. Conversely, the yearly low was recorded on January 3, dropping to 1.7292.

This high-to-low spread represents a total annual volatility of 0.1766 HRK. From a start-to-finish perspective, comparing the January average rate of 1.7591 to the December average rate of 1.8850, the exchange rate registered a net change of 7.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.9057 was down 9.19% compared to the 2020 peak of 2.0986, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 9,529 HRK
2020 Average 9,538 HRK
Yearly Trough Low 8,646 HRK
Transaction Impact: A difference of 882.85 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.8980
1.7420
JanuMarcMayJulySeptNove

PGK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 1.7740, compared to 1.8349 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0609 points.

H1 Avg (JanтАУJun) 1.7740
H2 Avg (JulтАУDec) 1.8349

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 0.0743 HRK (High: 1.8069 / Low: 1.7325). On the other end, October was the most stable month, with a tight range of 0.0236 HRK (High: 1.8508 / Low: 1.8272).

June Spread (Volatile) ┬▒0.0743
October Spread (Stable) ┬▒0.0236

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0334 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0334

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 1.8850) against the same month in 2020 (average: 1.7619), the exchange rate shifted by +0.1231 (+6.99%).

2021 Avg (December) 1.8850
2020 Avg (December) 1.7619

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 1.7746 1.7292 1.7591
February 1.7988 1.7539 1.7701
March 1.8338 1.7772 1.8039
April 1.8197 1.7652 1.7884
May 1.7841 1.7330 1.7550
June 1.8069 1.7325 1.7676
July 1.8321 1.7731 1.8059
August 1.8275 1.7858 1.8034
September 1.8385 1.7726 1.8074
October 1.8508 1.8272 1.8366
November 1.8982 1.8399 1.8710
December 1.9057 1.8719 1.8850