YEARLY HIGH
4.6208 NAD
YEARLY LOW
3.8192 NAD
YEARLY AVERAGE
4.1912 NAD

2021 PGK to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PGK to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 28, valuing the pair at 4.6208. Conversely, the yearly low was recorded on June 7, dropping to 3.8192.

This high-to-low spread represents a total annual volatility of 0.8016 NAD. From a start-to-finish perspective, comparing the January average rate of 4.2692 to the December average rate of 4.5061, the exchange rate registered a net change of 5.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 4.6208 was down 16.40% compared to the 2020 peak of 5.5269, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 23,104 NAD
2020 Average 23,761 NAD
Yearly Trough Low 19,096 NAD
Transaction Impact: A difference of 4,008.08 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

4.5641
3.8689
JanuMarcMayJulySeptNove

PGK to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 4.1122, compared to 4.2701 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.1580 points.

H1 Avg (JanтАУJun) 4.1122
H2 Avg (JulтАУDec) 4.2701

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.5367 NAD (High: 4.6208 / Low: 4.0841). On the other end, April was the most stable month, with a tight range of 0.1491 NAD (High: 4.1542 / Low: 4.0051).

November Spread (Volatile) ┬▒0.5367
April Spread (Stable) ┬▒0.1491

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1515 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.1515

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 4.3897) against the same month in 2020 (average: 4.4199), the exchange rate shifted by -0.0301 (-0.68%).

2021 Avg (November) 4.3897
2020 Avg (November) 4.4199

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 4.3699 4.1072 4.2692
February 4.2827 4.0866 4.1648
March 4.4085 4.1656 4.2419
April 4.1542 4.0051 4.0905
May 4.1156 3.8823 3.9797
June 4.0552 3.8192 3.9269
July 4.2326 4.0366 4.1377
August 4.3310 4.0406 4.1612
September 4.2973 4.0692 4.2080
October 4.2980 4.1012 4.2181
November 4.6208 4.0841 4.3897
December 4.6173 4.4136 4.5061